Purchase of New & 1 year old Motor Vehicle (2007-2008)

Share Requirement:  5.0% of Loan amount

Repayment Term:      Maximum 72 months

Secured by Vehicle:   Up to 100% of the Market Value / Purchase price whichever is less

Rate of interest:        18.00% p.a.

Savings:                      5.0% of loan repayment in Shares 

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Purchase of Used Motor Vehicle, 2-3 years (2005 -2006)

Share Requirement:    10% of Loan amount

Repayment Term:        Maximum 60 months

Secured by Vehicle:     Up to 90% of the market value of the vehicle / Purchase price
                                    whichever is less

Rate of interest:          20.00%p.a.

Savings:                      10% of loan repayment in Shares

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Purchase of Used Motor Vehicle, 4 - 5 years (2003-2004)  

Share Requirement:    10% of Loan amount

Repayment Term:        Maximum 60 months

Secured by Vehicle:     Up to 90% of the market value of the vehicle / Purchase price
                                    whichever is less

Rate of interest:          22.50%p.a.

Savings:                       10.0% of loan repayment in Shares

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Purchase of Used Motor Vehicle, 6 years (2002)

Share Requirement:    15% of Loan amount

Repayment Term:        Maximum 54 months

Secured by Vehicle:      Up to 85% of the market value of the vehicle / Purchase price
                                     whichever is less

Rate of interest:           25.00%p.a.

Savings:                       10.0% of loan repayment in Shares

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Purchase of Used Motor Vehicle, 7 to 9 years (1999-2001)

Share Requirement:       20% of Loan Amount

Repayment Term:          Maximum 48 months

Secured by Vehicle:       80% of the Market Value of the Vehicle / Purchase price 
                                      whichever is less

Rate of interest:           26.00%p.a.

Savings:                        10.0% of loan repayment in Shares

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Purchase of Used Motor Vehicle, 10 years (1998)

Share Requirement:      20% of Loan Amount

Repayment Term:         Maximum 24 months

Secured by Vehicle:      80% of the Market Value of the Vehicle / Purchase price
                                      whichever is less

Rate of interest:           28.00%p.a.